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There is nothing worse than fumbling aro...

There is nothing worse than fumbling around in your pocket trying to find some small change to pay for a newspaper or a coffee. So it's good to know that new technology is making cash -bank notes and coins – a thing of the past, turning us into a cashless society.

Today, many of us already use credit and debit cards for financial transactions(交易) so there's no need to carry around hard currency. And now it's possible to make contactless payments using tap-and-go cards which are regular bankcards but with a built-in chip and antenna(天线). The card reader sends out a radio frequency and, when you bring the card close to the reader, the antenna picks up the signal to make the payment.

Paying this way or spending on ' plastic' – an informal name for a credit card – can put you at risk of fraud. Criminals try to steal cards, or the information on them, to make purchases online or in shops. However, contactless payment is capped——in the UK the limit is £30. And, if someone does go on a spending spree with your card, your bank covers you against the loss – something that wouldn't happen if your banknotes were stolen. Also, the introduction of chip and pin technology has led to a drop in fraud and has even been helping businesses by cutting the time people spend at tills in shops.

But, if getting your bankcard out seems like too much trouble, there's now a solution using wearable tech——that's clothing and accessories that include computer and electronic technologies. Kenneth Cukier, economist and technology expert, says "this is intended for people who are incredibly lazy who don't want to take their card out of their wallet, or use their phone, or use their watch. People are going to be making more purchases more of the time – particularly for small-valued goods."

And, although our mobile phones are another way of making payments, BBC reporter Kate Russell says that when this is inconvenient you can use the fingo—pay system which "reads the unique maps of veins under the surface of your finger." The trick is remembering which finger you registered with. What do you prefer to use when you buy something?

1.Which of the following doesn’t belong to the cashless payment?

A. Credit cards    B. Tap-and-go pay

C. spending spree    D. Fingo-pay

2.Many measures have been taken to ensure the credit card holders’ profits EXCEPT_______?

A. Setting a maximum in transactions

B. Using wearable tech

C. Applying chip and pin technology

D. Making up for loss in a fraud

3.What can we learn from Kenneth Cukier’s statement?

A. Contactless payment will promote purchase to some degree.

B. More and more people are too lazy to use bankcard as a way of payment.

C. Wearable tech is safer and thus should replace the credit cards.

D. Only phones and watches can be used as wearable tech to buy things.

 

1.C 2.B 3.A 【解析】 本文是一篇议论文。用现金支付咖啡或买报纸的时代是否已经一去不复返了?如今电子支付已经非常普及,我们可以通过手机,无接触银行卡,甚至手指尖付款。本文讨论电子支付方式的优势和劣势。 1.推理判断题。根据第三段中However, contactless payment is capped——in the UK the limit is £30. And, if someone does go on a spending spree with your card, your bank covers you against the loss – something that wouldn't happen if your banknotes were stolen. 然而,非接触式支付是有上限的——在英国,上限是30英镑。而且,如果有人真的用你的信用卡大肆挥霍,你的银行会把你的损失掩盖起来——如果你的钞票被偷了,那是不会发生的。由此可知,spending spree不属于无现金支付。故选C。 2.细节理解题。根据第四段第一句But, if getting your bankcard out seems like too much trouble, there's now a solution using wearable tech——that's clothing and accessories that include computer and electronic technologies.可知,除了使用可穿戴技术,许多措施都是为了确保信用卡持有者的利润。故选B。 3.推理判断题。根据第四段中Kenneth Cukier, economist and technology expert, says "this is intended for people who are incredibly lazy who don't want to take their card out of their wallet, or use their phone, or use their watch. People are going to be making more purchases more of the time – particularly for small-valued goods."可知,我们能从Kenneth Cukier的陈述中了解到非接触式支付将在一定程度上促进购买。故选A。
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