Question

Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone ____. Many people—adults included—do not have a good ____ of saving for the long run.

I have been ___ to learn this lesson early because I have had a grass cutting business since I was 10 years old. __   the money I make I spend about 10 percent and save the other 90.

Making sure you save and don't spend too much is a good way to ____ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to ___. Young people should ___ that their teenage years are a great time to begin saving.

If you have a job at high school, you ___ have fun with some of the money. But you should also save some ____ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, ____ lose the interest you could have earned by saving it.

After high school, college is ____， with expenses such as food and rent. If you can  ____ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to ____.

Later in life it can be hard to start saving ___ general  cost of living is more expensive and you may only have enough to pay your ___. If you want to buy a house and have a family, you need money to start with, which ____ saving.

Many say money cannot make you happy, and this is true. But money can help you to lead a ____ life.

Saving early will mean you will have to work for fewer years when you are older. It will also _____ you to spend time doing the things that you want to do.____， it will mean you can live the way you want to without __.

1.A. needsB. likesC. arrangesD. expects

2.A. knowledgeB. experienceC. formD. sense

3.A. foolishB. fundamental C. luckyD. grateful

4.A. WithB. OfC. InD. From

5.A. divide upB. build upC. keep upD. make up

6.A. breakB. runC. makeD. grow

7.A. recognizeB. realizeC. researchD. doubt

8.A. mustB. dareC. shouldD. may

9.A. so thatB. in caseC. in thatD. but for

10.A. butB. andC. alsoD. or

11.A. expensiveB. cheapC. boringD. bitter

12.A. hold outB. hold upC. hold ontoD. hold back

13.A. surviveB. struggleC. tolerateD. die

14.A. ifB. as long asC. whileD. since

15.A. billsB. taxesC. attentionD. consequences

16.A. results fromB. gets fromC. comes fromD. escapes from

17.A. happyB. simpleC. miserableD. secure

18.A. forbidB. allowC. adviseD. request

19.A. In addition   B. Above allC. On the contraryD. Believe it or not

20.A. consulting   B. worryingC. restingD. thinking

Answer

1.A

2.D

3.C

4.B

5.B

6.D

7.B

8.A

9.A

10.A

11.A

12.C

13.B

14.D

15.A

16.C

17.D

18.B

19.A

20.B

【解析】

试题分析：本文叙述了青少年应该攒钱为将来长远的发展做打算。确保自己不要花费太多，是积累财富的一种好方法。可以用积攒的钱为以后的大学生活费和房租做准备。早攒钱意味着你以后年老的时候会少工作几年。

1.A考查动词辨析A. needs需要；B. likes喜欢；C. arranges安排；D. expects期望；句意：省钱是每个人需要的一种技能。根据语境选A项。

2.2】D考查名词辨析A. knowledge知识；B. experience经历；C. form形式；D. sense感觉；句意：许多人包括成年人都没有省钱的长期打算。Have a good sense of 一种。。感觉，故选D项。

3.3】C考查形容词辨析A. foolish愚蠢的；B. fundamental基本的；C. lucky幸运的；D. grateful感激的；句意：自从我十岁时，我就开始从事割草的生意，也因此我很幸运从中学到一些经验；be lucky to do 很幸运的做某事，故选C项。

4.4】B考查介词辨析A. With和,用；B. Of。。的；C. In在，里；D. From来自；句意：用我赚的钱，百分之十用来消费，百分之九十用来储蓄。With 表示介词，用。。故选B项。

5.5】B考查动词短语辨析A. divide up分开；B. build up增强；C. keep up保持；D. make up编造；句意：在保证花费的基础上还有一定的储蓄是一种很不错的增加财富的方法，根据句意选B项。

6.6】D考查动词辨析A. break打破；B. run跑；C. make制作；D. grow生长；句意：据我所知，许多青少年花光他们所赚的钱，因此没有机会成长。根据语境不节省钱不会长大，故选D项。

7.7】B考查动词辨析A. recognize认出；B. realize意识到；C. research研究；D. doubt怀疑；句意：年轻人应该意识到他们的少年时光是开始节约的好时候。根据句意选B项。

8.8】A考查情态动词辨析A. must必须；B. dare敢；C. should应该；D. may可能；句意：如果你在高中时就开始工作，你肯定会因为钱而感到高兴。表示肯定的想法，故选A项。

9.9】A考查连词辨析A. so that因此；B. in case以防；C. in that因为；D. but for除了； 句意：但你应该省下一些钱因为它会变多。两个句子之间是因果关系，故选A项。

10.0】A考查连词辨析A. but但是；B. and并且；C. also也；D. or否则；句意：当你花钱时，你不仅仅失去的是钱，也就失去兴趣。Not only …but also ..并列连接，故选A项。

11.1】A考查形容词辨析A. expensive昂贵的；B. cheap便宜的；C. boring令人厌烦的；D. bitter苦的；句意：高中之生，大学学费很昂贵。根据下方提到with expenses such as food and rent.可知很贵，故选A项。

12.2】C考查动词辨析A. hold out拿出；B. hold up耽搁；C. hold onto拿上；D. hold back抑制；句意：如果你能拿到你年少时省下的钱，上大学和买房子就变得更容易。根据句意选C项。

13.3】B考查动词辨析A. survive生存；B. struggle努力；C. tolerate容忍；D. die死；句意：如果你三十岁时还没有存款，你将不得不更努力奋斗；根据语境，如果没有积蓄，生活会更艰难，故选B项。

14.4】D考查连词辨析A. if如果；B. as long as只要；C. while虽然；D. since自从，因为；句意：因为一般的日常花费比较贵，省钱也变得比较困难；两个句子之间是因果关系，故选D项。

15.5】A考查名词辨析A. bills支票，账单；B. taxes税；C. attention注意；D. consequences结果；句意：你可能仅仅够支付你的账单。根据上文提到Later in life it can be hard to start saving ___ general cost of living is more expensive故选A项。

16.6】C考查动词短语辨析。A. results from由于；B. gets from从。。得到；C. comes from来自；D. escapes from逃脱；句意：如果你想买房子，成家，你需要钱，这得来自你的以前的节约；根据语境可知这些钱来自以前省下来的钱，故选C项。

17.7】D考查形容词辨析A. happy高兴的；B. simple简单的；C. miserable可怕的；D. secure安全的；句意：但是钱能帮你过上安全的生活。根据上文提到Many say money cannot make you happy, and this is true可知钱能给你安全，故选D项。

18.8】B考查动词辨析A. forbid禁止；B. allow允许；C. advise建议；D. request要求；句意：这也允许你花更多的时间在你想做的事情上。根据上文提到Saving early will mean you will have to work for fewer years when you are older. 可知B项正确；Allow sb to do 允许某人做某事

19.9】A考查短语辨析A. In addition此外；B. Above all首先；C. On the contrary相反的；D. Believe it or not信不信由你；句意：此外，这也意味着你没有任何负担的生活。根据上文提到It will also ____ you to spend time doing the things that you want to do可知选A项。

20.20】B考查动词辨析A. consulting咨询；B. worrying担心；C. resting休息；D. thinking认为，考虑；句意：此外，这也意味着你没有任何负担的生活。根据语境，你可以做自己想做的，没有担忧的生活，故选B项。

考点：教育类短文