EAT YOUR VEGETABLES. Wash your hands. Always say "please" and "thank you ".We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.Here are some basics that will help guide them their entire lives:
Show them the future. If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month, by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history, but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card, you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150.Rather than paying the cash, give him some regular pocket money and explain that by putting aside,say,$15 each week, he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving. "For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot, "says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined(缠结在一起), says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don't want to buy it. "You might say, 'I'd rather save that money for your education,'" advises Gallo. Every time you spend or don't spend money, you have a chance to share your values.
1.The writer gives some basics to help ____ in a proper way.
A.parents teach their children how to deal with money
B.children follow their parents 'instructions
C.children manage their money
D.parents save their money
2.The underlined word "incentive" in paragraph 6 means ____.
A.honor B.praise C.excitement D.encouragement
3.What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C .He thinks money management the most important for children.
D. Parents care little about their children's management of money.
NOTICE
DO NOT FISH FOR FOOD, FISHERMAN!
FOR YOUR OWN HEALTH
FISH FROM THESE WATERS SHOULD NOT BE EATEN
BECAUSE OF MERCURY (水银) POLLUTION
Office of Land and Forests
1.Where would people see the notice?
A.On a fish farm B.At a local office
C.In a fish market D.On the office walls
2.The notice tells people___________.
A.not to fish from these waters
B.not to put mercury into these waters
C.not to cook the fish they catch here
D.not to go near these waters
3.The notice is given because ___________.
A.the land and forest are polluted by mercury
B.it is right to catch fish from these waters
C.people may be ill by eating the fish they catch
D.these waters are full of dirty things
4.After the fisherman read the notice, they will feel____________.
A.happy B.excited C.interested D.disappointed
Old Computers Make for Unhappy Workers --- Survey
LONDON (Reuters) ----- Dealing with the dissatisfaction of aging and unreliable office computers leads to workers' unhappiness and more sick leave, a survey showed on Wednesday.
A survey carried out by caro4free.net of over 2,700 European office workers from the UK, France and Germany found that workplace dissatisfaction increased greatly with the age of the computer equipment.
"We do know that job satisfaction is falling in Britain and most advanced nations," said Stephen White, a researcher from the Work Foundation. "The actual reasons for this are the subject of very heated discussion. It's certainly one interesting theory that technology may be the cause of this in some way," White added.
A quarter of these using outdated computers in Britain said they were "quite" or "very dissatisfied" with their everyday job compared to the percent of those who had enjoyed an advantage from up-to-date technology.
The survey also said that among workers dealing with outdated equipment, there was a 35 percent greater probability they would take six or more days of sick leave per year compared with the average worker. In France, where more workers use old computers, the probability jumped to 55 percent.
Results also showed that women in the three countries were more likely to be using outdated equipment. In the UK, where more workers have up-to-date computers than in the other countries surveyed, the number of women using old equipment doubled that of men.
White pointed out that there were two sides to this problem, saying that continuously having to deal with new technology and equipment can also be a source of worry. "Old and faulty equipment is a major cause of office dissatisfaction. There is no question about it; but you also have to say that the frequent change of equipment is also, or could be, a main cause of dissatisfaction."
1.The underlined word "this" (paragraph 3) refers to ______.
A.workplace dissatisfaction B.computer use in most jobs
C.the aging off office computers D.the survey by care4@ free. net
2.How many office workers use old computers in Britain expressed their dissatisfaction?
A.16% B.25% C. 35% D.55%
3.According to White, why were the women surveyed more likely to use old computers?
A.Most office workers use old computers.
B.They do some of their work with computers.
C.Dealing with new equipment can cause anxiety.
D.They are easier to be satisfied with new technology.
4.What is the subject of the news story?
A.Poor working conditions in offices
B.Research work of the Work Foundation
C.Influence of technology in the workplace.
D.Different attitudes to old computers.
My friends, Emma Daniels, spent the summer of 1974 traveling in Israel. During her monthlong stay in Jerusalem she often went to a café called Chocolate Soup. It was run by two men, one of whom – Alex – used to live in Montreal. One morning when Emma went in for coffee, while chatting with her new friend Alex, she mentioned that she had just finished the book she was reading and had nothing else to read. Alex said he had a wonderful book she might like, and that he’d be happy to lend it to her. As he lived just above the café, he quickly ran up to get it. The book he handed to Emma just minutes later was Markings, a book by a former Secrcetary-General of the United Nations (UN).
Emma had never read it, nor had she ever bought a copy. But, when she opened it up, she was floored to see her own name and address inside the cover in her own handwriting.It turned out that the summer before, at a concert back in Montreal, Emma had met a Californian who was in town visiting friends. They decided to exchange addresses, but neither of them had any paper. The man opened up a book he was carrying in his backpack and asked Emma to write her name and address inside. When he returned to California, he left the book behind in Montreal, and his friend Alex kept it. When Alex later moved to Jerusalcm, he took the book along.
1.Alex lent Emma the book, Markings,__________.
A.to show his friendliness to her
B.to show his interest in reading
C.to tell her about the importance of UN
D.to let her write her name and address inside
2.How did Emma feel the moment she opened the book?
A.Pleased. B.Satisfied.
C.Worried. D.Surprised.
3.We can learn from the text the Californian________.
A.met Emma at a concert
B.invited Emma to a concert
C.introduced Emma to his friend
D.left Emma his backpack
4.Who was supposed to be the first owner of the book?
A.An official of the UN.
B.A coffee shop owner.
C.A friend of the author’s.
D.Alex’s friend from California.
It was a busy morning, about 8:30, when an elderly gentleman in his 80s came to the hospital. I heard him saying to the nurse that he was in a hurry for an appointment(约会) at 9:30.
The nurse had him take a__36__ in the waiting area, _37__ him it would be at least 40 minutes _38__ someone would be able to see him. I saw him _39__ his watch and decided, since I was _40___ busy---my patient didn’t _41___ at the appointed hour, I would examine his wound. While taking care of his wound, I asked him if he had another doctor’s appointment.
The gentleman said no and told me that he _42___ to go to the nursing home(敬老院) to eat breakfast with his __43___. He told me that she had been _44__ for a while and that she had a special disease. I asked if she would be _45___ if he was a bit late. He replied that she _46___ knew who he was, that she had not been able to _47___ him for five years now. I was _48___, and asked him, “And you _49___ go every morning, even though she doesn’t know who you are?”
He smiled and said, “She doesn’t know me, but I know who she is.” I had to hold back _ 50___ as he left.
Now I _51____ that in marriages, true love is _52___ of all that is. The happiest people don’t _53____ have the best of everything; they just _54____ the best of everything they have. _65___ isn’t about how to live through the storm, but how to dance in the rain.
1. A.breath B.test C.seat D.break
2. A.persuading B.promising C.understanding D.telling
3. A.if B.before C.since D.after
4. A.taking off B.fixing C.looking at D.winding
5. A.very B.also C.seldom D.not
6. A.turn up B.show off C.come on D.go away
7. A.needed B.forgot C.agreed D.happened
8. A.daughter B.wife C.mother D.sister
9. A.late B.well C.around D.there
10. A.lonely B.worried C.doubtful D.hungry
11. A.so far B.neither C.no longer D.already
12. A.recognize B.answer C.believe D.expect
13. A.moved B.disappointed C.surprised D.satisfied
14. A.only B.then C.thus D.still
15. A.curiously B.tears C.words D.judgement
16. A.realize B.suggest C.hope D.prove
17. A.agreement B.expression C.acceptance D.exhibition
18. A.necessarily B.completely C.naturally D.frequently
19. A.learn B.make C.favor D.try
20. A.Adventure B.Beauty C.Trust D.Life
His mother insisted that high school education ________ very important and insisted that Bob ________ it.
A.was , finished B.be, finish C.was, finish D.be, finished